These Terms govern use of LeftAfter during pre-launch testing and free account use. Paid subscriptions are not currently available. LeftAfter is registered in the Netherlands under KVK 42181765; paid checkout remains disabled while tax and payment-provider details are finalised.
No bank connection required. Your plan is based on information you choose to enter.
Planning, not financial advice. LeftAfter helps organise information; financial decisions remain yours.
Consumer rights stay intact. These Terms do not remove rights the law says cannot be removed.
During pre-launch, Matthew Alexander Henry Maitles operates LeftAfter in Netherlands and is the counterparty for free service use under these Terms. No paid subscription contract can currently be concluded. Before billing is enabled, checkout will separately show the registered business identity, applicable tax information, price, billing and renewal information before any payment obligation is created.
You enter your own information. LeftAfter provides budgeting calculations, projections, savings pockets, Community features and related tools. Features may evolve as the product develops.
LeftAfter is not a bank, financial adviser, investment adviser, tax adviser, accountant or credit provider. Results depend on the information you enter, exchange-rate data and assumptions shown in the product. Check important figures before relying on them.
You are responsible for activity on your account unless it results from a security failure for which LeftAfter is responsible. Do not misuse the service, attempt to access another member’s information, disrupt the service or use Community features unlawfully.
Annual options are planned at €39.90, €59.90, or €69.90 per year respectively. Any launch annual offer window is planned for the first 90 days after paid launch. Before any paid order is placed, checkout will clearly show the selected access scope, current price, billing period, renewal terms, trial terms if any, payment method and the main features included. A price change will be communicated in advance where required by law.
Where a membership renews automatically, this will be stated before purchase. You may cancel an online LeftAfter membership online. Cancellation stops future renewal and access may continue until the end of time already paid for. We will show the effective cancellation date and provide confirmation.
Consumers who buy a service online may have a statutory withdrawal period, commonly 14 days in the EU. If LeftAfter asks you to start a paid service during that period, any request or acknowledgement affecting withdrawal rights will be shown separately and clearly. Nothing in these Terms removes a right that the law says cannot be removed.
Community votes are designed so other members see totals rather than who voted. Submitted ideas may be displayed to members. LeftAfter may remove unlawful, abusive, unsafe, duplicate, impractical or out-of-scope submissions. You may not use automated tools to scrape private areas or overload the service, attempt to defeat security controls, access another member’s data, or reverse engineer the service except where applicable law expressly permits it. A winning Community idea may enter the build queue but does not guarantee a release date.
Maintenance, security work, provider failures and events outside reasonable control may interrupt access. We may improve, replace or retire features. If a change materially affects paid core functionality, we will provide appropriate notice where required. If LeftAfter is discontinued entirely, we will aim to give reasonable advance notice and a reasonable opportunity to export account data where reasonably practicable, subject to security, legal and technical constraints.
You keep ownership of information you enter and give LeftAfter only the permissions reasonably needed to store, process and display it to provide the service. LeftAfter’s software, product design, original interface elements, branding and related intellectual property remain owned by LeftAfter or its licensors. We give you a personal, limited, non-exclusive and non-transferable right to use the service under these Terms.
LeftAfter intentionally does not require a bank connection. Founder member-support tooling is designed to use account and service metadata rather than exposing the contents of members’ financial plans. The Privacy Notice explains this boundary, what data is processed, why it is processed, providers used, retention and your rights. Security measures reduce risk but no online service can promise absolute security.
To the extent permitted by law, LeftAfter is not responsible for losses caused solely by inaccurate information you entered, decisions made from non-advisory planning estimates, or events outside reasonable control. Nothing here excludes liability that cannot legally be excluded.
We may restrict or suspend access where reasonably necessary for security, fraud prevention, legal compliance or serious misuse. Where appropriate, we will explain the reason and give a reasonable opportunity to resolve the issue. You may request account deletion subject to legal retention requirements.
For an ongoing service, material changes will be communicated in a clear way. Where the law requires consent, notice or a right to cancel, LeftAfter will provide it. The version and effective date shown on this page identify the Terms that apply.
These Terms are governed by the laws of the Netherlands. If you are a consumer in another country, mandatory protections and courts available to you under applicable consumer law are not taken away by this clause.
Matthew Alexander Henry Maitles · Netherlands
Le Mairekade 77, 1013 CB Amsterdam, Netherlands
KVK 42181765
VAT NL005560899B05
+33 6 49 74 24 28
matthew@leftafter.com