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SALARY, INVOICES OR BOTH

Your money, already worked out.

Salary, invoices or income that changes every month. After VAT, tax, bills and savings, LeftAfter shows what's really yours, then keeps your plan ready for your next decision.

Maximise your motivation to save.

Build my plan, no sign-up See how it works

No sign-up · five questions · no bank login · your numbers stay yours

A MONTH WITH AN INVOICEEXAMPLE FIGURES
WHAT'S REALLY YOURS€510

After VAT, your tax reserve, bills and savings.

BUSINESS

Invoice paid+ €3,630
VAT set aside− €630
Tax reserve− €900

PERSONAL

Paid to you+ €2,100
Bills & spending− €1,230
Savings− €360
PLAN CHECK April ends €120 short.Preview change
HOW IT WORKS

Put it in once. It stays worked out.

Answer five questions once. Follow one example month to see where the money goes, until one clear number is left.

LEFTAFTER / PERSONALINTERACTIVE EXAMPLE
Your money arrives€2,940Illustrative monthly income
Income+ €2,940
Bills & spending− €1,230
Savings− €360
Debts− €200
Protected buffer− €420
SCENE 01 / 06

Example figures only — your own monthly plan is kept separate.

  1. AFTER EVERYTHING

    Now work out what you have left with your own figures.

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ONE LOGIN · TWO MONEY LIVES

One login. Two money lives.

The business sets aside VAT and tax, you pay yourself, and Personal shows what's left. Separate numbers, one story.

PERSONALYour month, in green.

Income, bills, savings and debt, with your year ahead already worked out.

What's leftYear aheadPlan CheckFreedom date
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BUSINESSYour business, in blue.

Invoices split into VAT, tax reserve, costs and what the business can use.

€2,420 invoice → €1,020 the business can use · Example figures

Live LedgerInvoicesVAT quarter packsYear ahead
Explore Business
PERSONAL + BUSINESSBoth sides. One account.

Switch between them without mixing the numbers.

See both plans
YOUR NEXT DECISION

Ready for your next decision.

Questions answered from your own plan, before you commit.

CAN I AFFORD THIS?Enter a price and a date.

See what that month ends with if you go ahead.

June now€960
After the €650 sofa€310

June still ends €310 above your buffer.

Example figures
WHAT IF I MOVE THIS COST?Spread it, add it, save more.

Every month slides to its new month-end before anything changes.

Before
After
MarAprMayMarAprMay

Spread over three months, April no longer ends short.

Example figures
IS NEXT MONTH SAFE?Plan Check looks ahead.

It tells you which month ends short, and by how much.

JanFebMarAprMayJun

April ends €120 short.

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YEAR AHEAD

See your year before you live it.

Twelve or twenty-four month-ends at a glance, with your savings growing and your debt shrinking. Turn on a what-if and every bar slides to its new place.

See my year ahead Example figures
YEAR AHEAD · 12 MONTHSExample figures
What's left€1,260
Savings€3,000
Debt€0
NovDecJanFebMarAprMayJunJulAugSepOct
Debt-free with a full safety net in March 2027.2 months sooner
LIA

LIA works from your plan, not from guesses.

Ask in your own words. LIA reads the plan you already worked out and shows what would happen. Nothing changes until you confirm it.

Build my plan first Nothing changes without your confirmation.
LIA · FROM YOUR PLANExample figures
YOU ASKCan I book a €600 trip in June?In your own words
LIA ANSWERSJune ends with €130Above your safety buffer · July stays comfortable
YOU DECIDEApply or leave itYour plan only changes when you confirm
You see what LIA used.Your income, bills, savings, debt and buffer
WHY I BUILT IT
“I didn't want another budgeting app. I wanted an answer to one question: after everything, what do I actually have left?”

Matthew · Founder, LeftAfter Horizon

START WITH YOUR REAL MONTH

After everything, see what's left.

Revolut tells you what happened. LeftAfter tells you what's left.

Personal €4.50 a month · Business €6.50 · both €7.50. Yearly: €45 / €65 / €75. Paid plans open at launch; building your plan is free.

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Your money, already worked out.

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